Jay Works Inc

Serves US & Canada


Jersey City NJ


9:00 AM - 19:00 PM

Private Lenders For Bad Credit New York NY

Jay Works has been helping people with their financial problems for over 20 years now, so we know exactly what it takes to get things done. We help our customers so they can achieve their goals. We do so by providing the highest-quality and Professional credit repair service in Jersey City NJ. We believe that everyone deserves a second chance, and we will work with you to get you there.

Our mission is to help you get back on your feet and move forward with your life. We will work hard to get you out of debt by utilizing our many years of experience in the field, as well as our knowledge of all the laws surrounding credit and debt collection.

Professional Credit Repair Service in Colorado Springs Co


Jay Works Inc

At Jay Works, we strive to help New Yorkers repair their credit. We know that a bad credit score can make it difficult to get the things you need and want in life, from a new home to a car loan. But we also know that with the right help, it’s possible to turn your finances around and start building a bright future for yourself.

We offer reliable credit repair service in New York and surrounding areas. Our NYC credit repair experts will work with you one-on-one to identify the issues holding you back from getting the best rates on loans, mortgages, insurance policies, etc., and then develop a personalized plan for fixing them. With our Credit Counseling Services, we know that you’ll be able to begin taking control of your financial future!

One of the reasons we’ve been able to help so many people pay off their debt is that we’re able to negotiate with creditors on behalf of our clients and come to a repayment plan that works for everyone. We’ll help you get out of debt and save a lot of money over the long run, while you continue to improve your credit. Call Jay Works for the best New York credit repair services.

Our Services

What We Offer

The Jay Works team brings together expertise in a multitude of industries. We have experience working with legal collection agencies to collect on your behalf.
jayworks credit payoff service

Pay off credit Card Debt

If you are highly involved in credit card debt, you don't have to worry. We assist clients with credit card debt by unifying their credit cards into fixed-rate loans and slashing their interest rates. We'll figure out a payment plan that suits your budget and gets you out of debt. Our economic experts will facilitate you and help you pay off credit card debt.

jayworks private lenders service

private lenders

Want to extend your business but can't secure a private loan? Private lending gives you access to money that banks can't. If you don't have financials available but have equity in your property, then we can help. We are here to help you out with purchasing, refinancing, receiving working capital, getting a loan for commercial properties, and more with private lending.

jayworks personal loan service

Personal Loan for paying off debt

Are you looking for a personal loan to pay off debt but can not get a better response from anywhere? Now you don't have to worry about that debt that is pending. If you've piled up debt on many credit cards, your brain may be spinning from the different accounts and their different payment obligations. Our experts will take you out of it handsomely.


  • Expertise:  Our team of experts is here to help you with any type of debt problem you may have and assist you with our Top Credit Repair Services.
  • Committed: Jay Works has been helping people like you get out of debt and start over fresh for years. In that time, we’ve helped thousands of clients with their credit issues.
  • Dedicated: We are dedicated to helping you repair your credit and get back on track with your finances as soon as convenient.

Video Goes Here


What They’re Saying

I was skeptical about credit repair companies in this day and age, but after reading some of the reviews and talking with the owner, I decided to give it a try. I'm glad I did. The service was affordable, and the owner answered all my questions honestly. Thanks, Jay Works!

Benjamin C. Allen

Jay Works is the best credit repair service in my area. The staff is friendly and professional. They explained the whole process to me in detail and guided me every step of the way. They kept me informed about my credit status with regular updates and finally boosted my score from 550 to 725 with only 3 months of hard work.

Therese J. Cardwell

I have been using them for about 2 months now and I have seen such great results in my credit score. I am very happy with the service I am getting from them. They are very professional, kind, and helpful. I would recommend them to anyone who is searching for the best credit repair companies in New York.

Brooke J. Bugbee

    Frequently Asked Questions

    Jay Works has a team of specialists who work hard to provide the best possible service in the industry. We are honest and reliable. We can help you settle your debt for much less than what you owe now and pay it off faster without damaging your credit score. Our lawyers are knowledgeable, and experienced and will help you get out of debt and increase your credit score. We encourage you to contact us today and find out more about our professional Credit Repair New York company and how we can help you.
    A credit professional will charge you a fee for their services which will vary depending on the service, the complexity of the project, and the specific provider. Credit repair costs can range from $129 to $1,500 or more, while credit restoration costs can be over $5,000. You can find out how much your specific provider charges by asking other people you know who have used that provider or by looking on the provider's website.
    There's no one-size-fits-all answer because no two situations are exactly alike when it comes to rebuilding your bad credit. The price of restoring your credit is going to depend on how much work needs doing, how long it's been since you last worked on your rating, what caused the damage in the first place, and whether or not you're willing or able to pay.
    Repairing your credit entails fixing errors on your credit report that have resulted in a bad score. Restoration is when you increase your score above a certain threshold with the help of a credit professional. When you’re under the 620 mark, it’s usually more affordable to repair your score than to restore it, so if you need a boost in that direction, we can help.

    Our Contact

    Get In Touch


    (212) 465-2601




    New York NY



    One of the reasons we’ve been able to help so many people pay off their debt is that we’re able to negotiate with creditors on behalf of our clients and come to a repayment plan that works for everyone. We’ll help you get out of debt and save a lot of money over the long run, while you continue to improve your credit. Call Jay Works for the best Jersey City NJ credit repair services.

    Get In Touch

    Copyright © 2022 Jay Works Inc