Credit Card Settlement in Phoenix AZ

Jay Works provides Credit card settlement in Phoenix AZ and nearby areas. We work as a team and we will educate you every step of the way regarding the settlement process. We will talk to your creditors and negotiate an affordable settlement amount based on your financial situation. We will then draft up a settlement agreement which both parties will sign off on. Once this happens we will transfer funds directly into your bank account within 24 hours!

Our mission is to provide you with the best possible credit card settlements. We will evaluate your situation and try to find out how much you can afford monthly. You can trust us as we are a reputable company with high standards and ethics.

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About

Jay Works Inc

We know that most people want to pay off their debt in full but sometimes this is not possible. We also know that some people can’t afford to pay off their debt because they have other bills to pay or they don’t have enough money coming in every month.

That’s why Jay Works specializes in offering debt settlement services. We are here for you to come up with a payment plan that works for everyone, including us!

You tell us how much income you make each month (your net income). We will ask you some questions about your expenses so we can figure out what amount we can help you pay off each month (your proposed budget).

Then we will contact your creditors and let them know what we can do on your behalf and they will come up with an agreement based on our offer and their policy guidelines. The terms of the agreement will be based on how much money you make, how much debt you owe, etc…

Our Services

What We Offer

We have been helping people with financial problems for years and our experience has helped us become one of the most respected debt settlement companies in this industry.

Specialities

Expertise: Our experts provide you with a service that will allow you to pay off your debt and get out from under the burden of credit card debt.
Committed: We are committed to helping people get out of debt by working with their creditors to come up with a payment plan that works for everyone.
Dedicated: Our professionals try their best to settle your account as soon as possible so that you can move on with life!

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Testimonials

What They’re Saying

I was skeptical at first, but Jay Works helped me with their credit card settlement process. Jay Works was the first to reply to my email and they were very helpful. I highly recommend contacting them if you're looking for a credit card settlement near me.

Michael T. Buttars

I called Jay Works and they were able to get my debt reduced significantly. I had a consultation with a professional and he explained to me the different programs he offers and I was able to get out of debt. They are the Best Debt Settlement Companies I have ever worked with

Dana J. Shea

My husband and I have been looking for a good credit card settlement in my area for years. We hired Jay Works based on the reviews here, and we couldn't be happier! They are good at what they do.

Kevin M. Pugh

Frequently Asked Questions

Why choose us?

Jay Works wants to help you get out from under the weight of mounting interest, late fees, and over-limit charges. We can settle your unsecured debt for up to 50% of its face value. Our Phoenix credit card settlement process is straightforward. You send us copies of your bills or statements, we confirm their legitimacy, compare them against our database of companies who have purchased these accounts, and then make an offer on your behalf.

Can I still use my credit card after debt settlement?

Yes. Once you have reached an agreement with your creditors, you can use your credit cards again. However, it is important to keep in mind that if you choose not to pay off the entire balance owing on your credit card, you will be charged interest by your cardholder agreement for any remaining balance.

Can you cancel a credit card settlement?

No. Once a settlement has been reached, it cannot be canceled or reversed. However, if there is a dispute about the amount owed or if your account has been closed due to non-payment, then please contact us so that we may review your situation and further assist you in resolving these matters.

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