Jay Works Inc

Serves US & Canada


New York NY


9:00 AM - 19:00 PM

Credit Card Settlement in New York NY

Jay Works provides Credit card settlement in New York NY and nearby areas. We work as a team and we will educate you every step of the way regarding the settlement process. We will talk to your creditors and negotiate an affordable settlement amount based on your financial situation. We will then draft up a settlement agreement which both parties will sign off on. Once this happens we will transfer funds directly into your bank account within 24 hours!

Our mission is to provide you with the best possible credit card settlements. We will evaluate your situation and try to find out how much you can afford monthly. You can trust us as we are a reputable company with high standards and ethics.

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Jay Works Inc

We know that most people want to pay off their debt in full but sometimes this is not possible. We also know that some people can’t afford to pay off their debt because they have other bills to pay or they don’t have enough money coming in every month.

That’s why Jay Works specializes in offering debt settlement services. We are here for you to come up with a payment plan that works for everyone, including us!

You tell us how much income you make each month (your net income). We will ask you some questions about your expenses so we can figure out what amount we can help you pay off each month (your proposed budget).

Then we will contact your creditors and let them know what we can do on your behalf and they will come up with an agreement based on our offer and their policy guidelines. The terms of the agreement will be based on how much money you make, how much debt you owe, etc…

Our Services

What We Offer

We have been helping people with financial problems for years and our experience has helped us become one of the most respected debt settlement companies in this industry.

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debt relief companies

We are a debt relief company that helps people file for bankruptcy, and also offers credit counseling and other services. We assure you that you will save a lot of money while working with our professionals who have been working in this field for years and that's why they have mastered these services.

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debt relief settlement

Our settlement services We help people get out of their debts by negotiating with their creditors and making a lump sum payment to them. We will give you plenty of options according to your situation and choices for getting out of debt.

Pay off credit card debt1

Pay off credit card debt

Our company offers to pay off your credit cards for you. We can pay off your credit card debt for less than what you owe, helping you to save money on interest and fees. We are committed to helping you get back on track with your finances and stop the cycle of debt.


  • Expertise:  Our experts provide you with a service that will allow you to pay off your debt and get out from under the burden of credit card debt.
  • Committed: We are committed to helping people get out of debt by working with their creditors to come up with a payment plan that works for everyone.
  • Dedicated: Our professionals try their best to settle your account as soon as possible so that you can move on with life!

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What They’re Saying

I was skeptical at first, but Jay Works helped me with their credit card settlement process. Jay Works was the first to reply to my email and they were very helpful. I highly recommend contacting them if you're looking for a credit card settlement near me.

Michael T. Buttars

I called Jay Works and they were able to get my debt reduced significantly. I had a consultation with a professional and he explained to me the different programs he offers and I was able to get out of debt. They are the Best Debt Settlement Companies I have ever worked with

Dana J. Shea

My husband and I have been looking for a good credit card settlement in my area for years. We hired Jay Works based on the reviews here, and we couldn't be happier! They are good at what they do.

Kevin M. Pugh

    Frequently Asked Questions

    Jay Works wants to help you get out from under the weight of mounting interest, late fees, and over-limit charges. We can settle your unsecured debt for up to 50% of its face value. Our New York credit card settlement process is straightforward. You send us copies of your bills or statements, we confirm their legitimacy, compare them against our database of companies who have purchased these accounts, and then make an offer on your behalf.

    Yes. Once you have reached an agreement with your creditors, you can use your credit cards again. However, it is important to keep in mind that if you choose not to pay off the entire balance owing on your credit card, you will be charged interest by your cardholder agreement for any remaining balance.

    No. Once a settlement has been reached, it cannot be canceled or reversed. However, if there is a dispute about the amount owed or if your account has been closed due to non-payment, then please contact us so that we may review your situation and further assist you in resolving these matters.

    Our Contact

    Get In Touch


    (212) 465-2601




    New York NY



    We have helped thousands of people just like you lower their monthly payments by more than 50% with our credit card settlement in New York. Call us today!

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