Jay Works offers a professional and Certified Debt Relief Service in Hoboken NJ. We are experts in Hoboken NJ and New York debt relief laws, and we can help you file for bankruptcy in your area. We will work with you to determine if this option is right for you. We know how difficult it can be when you’re facing debt problems. You must find a way out of debt as quickly as possible. If you need help getting started, call us today!
Our mission is to provide debt relief to consumers in Hoboken NJ and across the United States. We help people who are struggling with debt by negotiating with creditors and solving their financial problems.
Are you having trouble paying your bills? Does it seem hopeless? We’re here to help you get back on your feet so you can live the life you want with our Hoboken-certified credit counselors.
Jay Works is a debt relief company that has helped thousands of people who have been struggling with debt. Our team includes Certified Public Accountants, Financial Advisors, and Licensed Attorneys who work together to provide the best possible service for each client’s unique situation.
We know what works and what doesn’t when it comes to Debt Relief Service in Hoboken. We are always looking for new ways to make your life easier, so we will never stop looking for new ways to improve our services and make sure that you get the best possible experience from us.
Our certified credit counselors are trained professionals who know exactly how to help you get out of your financial problems as quickly as possible so that you can get back to living your life again.
Many people have debt. If you are one of those people, there is a way out. It may seem impossible to get rid of your debt, but it is possible if you work with Jay Works.
Our attorneys can help repair your credit report by disputing inaccurate or incomplete information with credit reporting agencies (Experian, TransUnion, and Equifax). We can also help you get back on track with a debt management plan to repay your creditors over time. Our credit repair services will remove adverse items from your credit report, improving your chances of getting approved for new loans and accounts.
If you have a high balance on your credit card and can't afford to pay it off, we can negotiate with the issuer on your behalf for a settlement. This saves you money on interest and penalties and can be quicker than bankruptcy. Also, this will reduce the amount owed and allow you to pay off the remainder over time.
If you have several credit cards that are maxed out, or if you want to start fresh with a new card after bankruptcy, we will help you consolidate all of your credit cards into one low monthly payment using our debt consolidation program. We can help you pay off your credit cards at a lower interest rate than you currently pay by consolidating them into one low monthly payment.
I was looking for a Debt Relief Service near me and I found Jay Works. After talking to one of the debt advisors, I decided to try them out. They took care of my debts and I'm now debt-free thanks to their help!
There are three main types of debt relief services: bankruptcy, debt consolidation, and debt settlement. Each option has its pros and cons, which is why it's important to weigh your options before choosing a path forward. We'll go over the basics of each option below so you can better understand how they work and whether they're right for you.
To qualify for a bankruptcy filing, you must demonstrate that you don't have enough income to pay your creditors. That means you must be able to show that your income is less than the applicable state median income for the past six months (or longer if you've had a recent change in employment). You also need to prove that you can't pay your bills without filing bankruptcy. If your debts are past due by more than 180 days, then you're eligible for filing Chapter 7 bankruptcy without having to pay back any unsecured debts (like credit cards).
The cost varies depending on the type of service you choose. However, most debt relief services charge fees upfront and monthly fees thereafter. Some offer payment plans or other incentives that may lower fees.
It depends on the type of service you choose and how quickly creditors respond to requests for information about your accounts. Call Jay Works for instant results! Our experts will get back to you as soon as you contact us.
These Hoboken Debt Relief Service providers are licensed by the state of Hoboken and have been training for many years before they are allowed to work with clients directly daily.